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Credits and account limits

Understand account allowances, connection caps and request receipts before budgeting a workflow. Current plan prices and endpoint quotes are published separately.

Account funds and monthly allowances

Subscriptions include a monthly credit allowance. Unused credits expire at the allowance reset, including on annual plans. Requests pause at the limit by default. Eligible paid accounts can enable optional overage with a monthly extra-spend cap; extra usage is billed monthly. There are no credit packs or rollover.

Billing’s calendar-month activity and your allowance reset period are different views. Check the displayed reset date and available balance rather than deriving spend from one balance subtraction. A concurrent job, refund or allowance reset can change that balance.

Three spending controls

ControlScope
Account allowance and optional overage capShared funds and enabled extra usage across the account.
API key / MCP connection credit limitCumulative spending through that credential. Reaching the cap does not establish that the account has no funds.
MCP max_creditsMaximum reservation for one call_endpoint retrieval. Apply it again on each new page; it is not a task-wide budget.

Use a dedicated capped key for a hard workflow ceiling. A local estimated budget is useful for planning but cannot coordinate other clients using the same account or prevent a stale price quote. Free balance and discovery calls remain available when funds are exhausted.

Read charges without guessing

OutcomeAccounting rule
Successful fresh retrievalRead actual credits_used; each continuation request has its own charge.
Eligible cache hitNormally zero credits. Read the receipt; cache presence is not guaranteed.
Confirmed failed or empty normalized collectionUncharged or refunded. A ledger can show the original debit and a matching refund.
credits_used: null / pending_reconciliationUnresolved accounting. Stop dependent paid work and retain the original request context.
Stored idempotent replayNo new debit. The body repeats the original charge and historical balance, so account for the logical request once.
BatchRead every item. The wrapper total can omit unresolved item amounts.

Trace usage and refunds

Free balance and ledger reads
curl 'https://www.monocrawl.com/v1/credits/balance' -H 'x-api-key: YOUR_API_KEY'
curl 'https://www.monocrawl.com/v1/credits/transactions?limit=20' -H 'x-api-key: YOUR_API_KEY'

Use the returned cursor to continue the ledger and request_id to correlate entries when available. Keep reservation/debit and refund records together. The ledger and request receipt answer different questions: use the current balance endpoint for available funds, and usage history for individual requests.

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